Direct Payment Bank Accounts


We have been contacted by a Direct Payment user who wanted to draw out attention to the following item that was in the NCIL “Independently Newsletters”. Regarding Bank Charges on Direct Payment Accounts.

Bank Charges - October 2006 page 14


“In our last edition of Independently a reader told us his story of having money taken from one account to pay for charges on his direct payment account. This month another reader has rung to tell us of her experiences in claiming back bank charges. She recommended contacting the Consumer Action Group www.consumeractiongroup.co.uk

SILC SERVICE INFORMATION – February 2007

New Recruitment Line

SILC are now operating a specific answer phone service to deal with responses to recruitment adverts placed by Direct Payment Users.

Applicants contacting this number will hear a short and clear message asking them to give their name, address and the job reference they are applying for.

SILC staff will then check this answer phone each working day and send out the relevant application packs.

The number for the Recruitment Line is 01483 306 017.

SILC SERVICE INFORMATION – January 2007

David Howard Ltd - Payroll Services


David Howard Ltd who provide payroll support to many Direct Payment users in Surrey have recently written to all their customers asking them to complete a ‘Direct Debit Instruction’ form which would allow them to collect the fees for their payroll service directly from customers bank accounts.

Whilst some Direct Payment users may wish to pay the fees for their payroll service in this way SILC would like to advise that there is no requirement for David Howard Ltd customers to pay by Direct Debit and if anyone wishes not to pay by Direct Debit they should not return the form and should continue to pay their invoices in the usual way.

In the same letter David Howard Ltd also says that they require customers to verify their account details by providing a copy of a recent bank statement along with some form of proof of identity. SILC has checked this and would advise that this is not a legal requirement and customers are under no obligation to provide this information.

If you require any further information or advice on this matter please contact the SILC office.